Bitcoin Compound Interest Calculator

Bitcoin Compound Interest Calculator - Calculate Your Bitcoin Growth Over Time

When do you want to retire?

Current age

Retirement age

What are your monthly expenses?

$6,500

per month

$2K

$15K

How much can you invest each month?

per month

$3K

Expected annual Bitcoin growth rate?

25%

per year

Bitcoin Price:

$Loading...(Live)

Starting Balance:

₿ 0.00000000

Inflation Rate:

2.5%

Enter your age to see your Bitcoin retirement plan

See how regular Bitcoin investing could build toward your retirement goals

Inspired by the compound interest educational content created by Rajat Soni, CFA. His clear explanations of investment strategies have helped thousands understand the power of systematic investing, adapted here for Bitcoin accumulation. Learn more about the methodology →

@rajatsonifinance @rajatsonifnance

How the Calculator Works

This calculator simulates Bitcoin accumulation over time using compound interest principles. It demonstrates how systematic Bitcoin purchases combined with price appreciation can create substantial wealth over time through dollar-cost averaging (DCA).

• Investment Growth: Monthly investments increase annually based on salary growth (default 9%)

• Bitcoin Appreciation: Adjustable annual growth rate (15-75%)

• Realistic Modeling: Based on proven dollar-cost averaging principles

• DCA Strategy: Regular purchases regardless of price reduce timing risk

• Dual Compounding: Investment growth + Bitcoin appreciation accelerates wealth

• Conservative Projections: 39.4% efficiency factor keeps estimates realistic

Want to understand how the math works? Learn About Bitcoin Compound Interest →

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