Inspired by Rajat Soni, CFA
This Bitcoin DCA (Dollar-Cost Averaging) calculator has been inspired by the compound interest educational content created by Rajat Soni, CFA. His clear explanations of investment strategies and compound interest principles have helped thousands understand the power of systematic investing.
The DCA Accumulation Strategy
This calculator addresses the key question: "How much Bitcoin can I accumulate with dollar-cost averaging?" It applies traditional compound interest principles to Bitcoin accumulation, demonstrating how systematic purchases combined with price appreciation can create substantial wealth.
Dollar-Cost Averaging (DCA)
Following the DCA strategy advocated by many financial educators including Rajat Soni, the calculator assumes regular, consistent Bitcoin purchases regardless of price. This approach reduces timing risk and smooths out volatility over long time horizons.
Dual Compounding Effect
The calculator combines two growth factors: your increasing investment amounts (salary growth) and Bitcoin's price appreciation. This dual compounding effect shows how wealth accelerates over time when both your purchasing power and the asset value grow.
39.4% Efficiency Factor
Unlike theoretical calculations, this tool applies a conservative efficiency factor to account for real-world frictions: exchange fees, tax implications, imperfect timing, and spread costs. This makes projections more realistic and achievable.
Key Calculation Parameters
Investment Growth (Default 9%)
Your monthly investment amounts increase annually, reflecting salary raises, career progression, and growing disposable income over your working years. This compounds your Bitcoin accumulation power.
Bitcoin Price Appreciation
User-adjustable annual Bitcoin growth rate (typically 20-50%). Historical data shows Bitcoin has averaged significant annual returns, though past performance doesn't guarantee future results.
Time Horizon Focus
Compound interest requires time. The calculator projects over multi-year periods, aligning with long-term wealth building principles rather than short-term speculation.
Ready to calculate your Bitcoin accumulation potential?
Open Bitcoin DCA Compound Calculator →Disclaimer: This calculator is for educational purposes only. It uses simplified models and historical data that may not reflect future performance. Bitcoin is highly volatile and speculative. Always consult with qualified financial advisors before making investment decisions.